If you were to take a look at the list of fees and rates you are charged from the day you sign up for the credit card, you’ll be surprised or even shocked at the length of the list. Establishment fees, account service fee, over-limit fees, late fees, cheque dishonour fee, international transaction fee, international cash advance fee, payment handling fee, statement reprint fee, information fee, annual percentage rate and cash advance rate are just a few examples from the list.
