<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Zero APR Card Offers</title>
	<atom:link href="http://www.0aprcardoffers.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.0aprcardoffers.com</link>
	<description>All you need to know about Card Offers and Annual Percentage Rates</description>
	<lastBuildDate>Fri, 01 Jan 2010 05:50:37 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>American Inflatable Castles vs. Made in China</title>
		<link>http://www.0aprcardoffers.com/article/american-inflatable-castles-vs-made-in-china/</link>
		<comments>http://www.0aprcardoffers.com/article/american-inflatable-castles-vs-made-in-china/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 05:50:37 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Consequences of inflation]]></category>
		<category><![CDATA[Adage]]></category>
		<category><![CDATA[Auto Industry]]></category>
		<category><![CDATA[Bottom Line]]></category>
		<category><![CDATA[China Manufacturing]]></category>
		<category><![CDATA[Consumer Protection Group]]></category>
		<category><![CDATA[Disaster]]></category>
		<category><![CDATA[Headache]]></category>
		<category><![CDATA[Headline News]]></category>
		<category><![CDATA[Mattel]]></category>
		<category><![CDATA[Toyota]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/american-inflatable-castles-vs-made-in-china/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/american-inflatable-castles-vs-made-in-china/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/Consequences_of_inflation3-150x150.jpg class=imgtfe hspace=5 align=left width=100 alt='Consequences of inflation' title='Consequences of inflation' border=0></a>This article is not design to endorse any Amercian Company, but rather to inform you of the potential cost of investing in forgeign produced products.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>Tyronne Jacques</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/Consequences_of_inflation3.jpg"><img src="/wp-content/uploads/cc/Consequences_of_inflation3.jpg" alt='Consequences of inflation' /></a></div>
<p>&#8220;I was Born in The USA&#8221;</p>
<p>China manufacturing firms have found a way to make headline news again due to the possibility of toxic toys. Not Again!</p>
<p>Without naming the actual products, all of the negative press got me thinking about my own experiences in dealing with overseas companies. The adage that &#8221;you get what you pay for&#8221; is the only way I can describe my experience in dealing with companies in China. The headache was simply not worth it in the long run.</p>
<p>During the mid 80&#8217;s there was a big &#8220;Buy American&#8221; campaign launched in an attempt to balance out the trade deficit and save American jobs. It was no surprise that the main advocate for Buy American was the Auto Industry as a result of the butt-kicking that was being handed out by Toyota.</p>
<p>Buy American is now back, but only after several public relation disaster&#8217;s which involved American Manufactures who outsourced the production of their products to China. It&#8217;s becoming more apparent that the amount of money a corporation saves in the cost of production is very quickly devoured by product recalls. All we really have to do is examine Mattel in order to better understand what not to do when dealing with overseas manufacturers.</p>
<p>Anytime your getting a product produced at a ridiculously low rate then you have to ask yourself why is it so cheap? Are they saving me money at the expense of quality? Or are they saving me money at the expense of impoverished labor. Either way you have you have to ask yourself one or two of these very important questions if you truly care about your clientele.</p>
<p> Sure you might say in response to my previous sentence, why should I care especially since outsourcing is adding to my bottom line?   Mattel had truly accomplished it&#8217;s goal of reducing their cost of manufacturing toys by allowing China to handle 60% of their production. Everything ran smoothly until one day a consumer protection group held a press conference charging Mattel with producing toxic toys. In this example Mattel was able to save money but it was at the expense of consumer safety which eventually cost them consumer trust.</p>
<p> The next defendant I call to the stand is Nike. Another major corporation, Nike also joined the industrial migration to China in order to save on cost. This decision proved to be disastrous for the company&#8217;s spotless reputation when it was discovered that many of the factories that Nike contracted were accused of exploiting children in sweat shops. Once again we find a major corporation in an attempt to save money entered into a manufacturing agreement that cost them tremendously in the arena of public opinion, and public relations.</p>
<p>What does all of this have to do with birthday party rentals you may ask? There are many inflatables manufacturers in china that have very recently begun to target American markets. Many of these units are lacking the quality craftsmanship of American made inflatables. I am not making the charge that all inflatables manufactured in China are of poor quality, but I have recently encountered units from China that were so poorly constructed that I would be surprised if they even lasted a month. Without seeming overly patriotic I have listed a few reasons why you should invest your start up inventory in American Made Units.  </p>
<p> <strong>Material</strong> &#8211; American made units are typically constructed of 18oz material (vinyl), which is not the case with most units made in China. The reason you can purchase a castle for $800 is because the material used to construct foreign castles are hardly ever constructed of 18oz vinyl. The benefit of 18oz material is connect to the durability of the castle, which will aid in you getting a return on your investment. </p>
<p> </p>
<p> Shipping Cost &#8211; The shipping cost to repair an American Made units is considerably less than the cost to ship that unit back to China. Here is another reason your going to want a unit constructed of 18oz material vs. 12oz, it is very difficult to repair the thinner grades. There will always be normal wear and tear but if you have to ship a unit back to China because a hole has formed on the floor of the unit then it will cost you close to $800 in shipping and lost revenue in order to have it repaired. </p>
<p> </p>
<p> Safety Standards &#8211; It is very important that you consider safety versus dollars saved. If a castles flips over during a birthday party due to poor engineering and design, you will ultimately be responsible of any injuries. I advise you to invest your start up budgets with American Vendors, because within the borders of America exist product accountability. Please take a minute to study the current Louisiana Chinese Drywall nightmare and you will fully understand the need to have product accountability.   </p>
<p> </p>
<p>Like I said before there are companies in China and India that produce exceptional work and I am very proud to have a partnership with several of them. At the same time there are also companies that cut corners at your expense, consequently risking the safety of your clients. </p>
<p>One other point I would like to make in keeping this article fair is that many of the American Companies outsource their manufacturing to companies in China while publicly criticizing the China companies. If your interacting with a sales representative and he spends the majority of his time criticizing another company rather than highlighting the benefits of his product then chances are he also benefits from outsourcing. </p>
<p>This article is not design to endorse any American Company, or Foreign Manufacturer, but rather to inform you of the potential cost of investing in foreign produced products with out a domestic representative. Take it from me, someone who has lost money on castles manufactured in China (Inflatable Sunway), the lack of quality of many of these units is not worth the savings. Always remember, you are what you inflate.</p>
<p>Tyronne Jacques &#8211; Bouncer Boss</p>
<p>
<p>Tyonne Jacques can be reached at the following email address <a href="mailto:tj@bouncingncash.com">tj@bouncingncash.com</a><br />
Please visit our website at<a target="_blank" href="http://www.bouncingncash.com">http://www.bouncingncash.com</a></p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/american-inflatable-castles-vs-made-in-china/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Argument for Capitalism</title>
		<link>http://www.0aprcardoffers.com/article/the-argument-for-capitalism/</link>
		<comments>http://www.0aprcardoffers.com/article/the-argument-for-capitalism/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 05:40:52 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Capital one rewards]]></category>
		<category><![CDATA[Capitalism]]></category>
		<category><![CDATA[Corporate Monopoly]]></category>
		<category><![CDATA[Country Move]]></category>
		<category><![CDATA[Detractors]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[European Settlement]]></category>
		<category><![CDATA[Free Marketplace]]></category>
		<category><![CDATA[Greed]]></category>
		<category><![CDATA[Haters]]></category>
		<category><![CDATA[Socialism]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/the-argument-for-capitalism/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/the-argument-for-capitalism/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/Capital_one_rewards7.jpg class=imgtfe hspace=5 align=left width=100 alt='Capital one rewards' title='Capital one rewards' border=0></a>Though capitalism has made the United States the richest country in the history of the planet, there are still detractors (with great numbers) who would prefer the country move to more a socialistic form of economy.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>Cherie Ang</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/Capital_one_rewards7.jpg"><img src="/wp-content/uploads/cc/Capital_one_rewards7.jpg" alt='Capital one rewards' /></a></div>
<p>Though capitalism has made the United States the richest country in the history of the planet, there are still detractors (with great numbers) who would prefer the country move to more a socialistic form of economy. These detractors, by and large, are not uneducated, communist haters of America. They are liberal leaning patriots with an idealism that many in the past have ad. On paper, few can argue that the socialist utopia sounds nice. Everyone working for everyone, pulling their own weight, and sharing alike the bounty of the land. It’s hardly a step forth from the way the Native Americans lived in the days before European settlement. The trouble with socialism (beyond what some consider at the outset to be an unfair and stifling</p>
<p>dogma) comes with its application. Even more so than with free enterprise, the rich get richer and the poor never have a chance for advancement. Greed sets in among those in the highest levels of government, and eventually, rather than all working for all, all are working for a few. With capitalism, at least in its strictest form, everyone has an equal shot.</p>
<p>Before we go any further, let’s define capitalism. It is, basically, the existence of a free marketplace, where people may set their own prices for their services, and the market will determine whether or not a product or service can be sold for that price. The government, except in extreme cases of corporate monopoly, stays out of the way. The theory behind the system says that products and services will naturally balance due to supply and demand. The more people want a service or product, the higher the price (with factors such as production costs and advertising of course playing a part). The lower the demand, the lower the cost. And, of course, the rarity of a product or service will also play a gigantic role in setting the cost. With this system, the stage is set for competition. This, in turn, helps drive prices to their lowest possible set point, while encouraging a system that allows everyone a chance at the brass ring. The smartest, the hardest working, the most ingenious–these people will rise to the top in a capitalist society.</p>
<p>On the other hand, let’s look at socialism. In a socialist system, the government provides the country’s basic needs and requirements. It sets the price on health care, food, schooling, housing, and almost everything else. Most often, these basic needs are free of cost to the general population. Those who do no work whatsoever are provided for just as well as those who work the hardest. There is little chance to become rich in a socialist economy, and little incentive to be the best or work the hardest at anything. The idea that everyone is equal is taken to the extreme. Except, of course, this becomes perverted in almost every socialist nation. The government reaps the reward of the populace’s hard work, and the politicians (who may or may not be in office due to a general election) become the only example of wealth in the country.</p>
<p>As a business man or woman, you owe whatever success you might have first and foremost to the fact you live and work in a capitalist society. Your advancement will be as high and far as your merit will take you. Your ideas and speech are free, and the only thing holding you back is your own limitations. At the same time, we live in the most generous country on Earth. Through government programs and, more importantly, private charities, we take care of those less fortunate better than any other economy. This is why capitalism will continue to prevail, and the United States will continue to be the world leader in progress and innovation.</p>
<p>
<p>Cherie Ang is the owner of <a href="http://www.SGProfitSite.com"> <a target="_blank" href="http://www.SGProfitSite.com">http://www.SGProfitSite.com</a></a>. To find the best home based business ideas and opportunities so you can work at home visit: <a href="http://www.SGProfitSite.com"> <a target="_blank" href="http://www.SGProfitSite.com">http://www.SGProfitSite.com</a></a></p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/the-argument-for-capitalism/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Made-from-India – The top-notch B2B directory from India</title>
		<link>http://www.0aprcardoffers.com/article/made-from-india-%e2%80%93-the-top-notch-b2b-directory-from-india/</link>
		<comments>http://www.0aprcardoffers.com/article/made-from-india-%e2%80%93-the-top-notch-b2b-directory-from-india/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 05:31:04 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Gemstones buyers list]]></category>
		<category><![CDATA[Electrical Supplies]]></category>
		<category><![CDATA[Fashion Arts]]></category>
		<category><![CDATA[Indian Suppliers]]></category>
		<category><![CDATA[Leather Products]]></category>
		<category><![CDATA[Protection Sports]]></category>
		<category><![CDATA[Rubber Products]]></category>
		<category><![CDATA[Seo Services]]></category>
		<category><![CDATA[Software Construction]]></category>
		<category><![CDATA[Stop Solution]]></category>
		<category><![CDATA[Value Added Services]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/made-from-india-%e2%80%93-the-top-notch-b2b-directory-from-india/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/made-from-india-%e2%80%93-the-top-notch-b2b-directory-from-india/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/Gemstones_buyers_list1-150x150.jpg class=imgtfe hspace=5 align=left width=100 alt='Gemstones buyers list' title='Gemstones buyers list' border=0></a>Our directory provides directory of global buyers and Indian sellers also includes list of Indian suppliers, manufacturers and exporters from India. We also offers services like SEO services, E-mail Marketing, Pay Per Click and Affiliate Marketing.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>kristina Martin</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/Gemstones_buyers_list1.jpg"><img src="/wp-content/uploads/cc/Gemstones_buyers_list1.jpg" alt='Gemstones buyers list' /></a></div>
<p><strong>Made-from-india.com</strong>’s exporter’s directory will act as a one-stop solution provider to all global buyers and Indian sellers. Apart from providing an all-inclusive list on Indian suppliers, manufacturers and exporters, the company also offers other value-added services in the form of <strong>SEO services</strong>, E-mail Marketing, Pay Per Click and Affiliate Marketing</p>
<p>Is India on your trade radar? If your answer is in the affirmative then no qualms, but in case you are still ruminating and yet to figure out how to go about trading with India, then made-from-india.com, a leading <strong>B2B portal</strong> from India is the right place to start off your Indian operations. This trade directory has some of the best Indian suppliers, manufacturers and exporters listed on its portal.</p>
<p>The <strong>B2B directory</strong> will help in buying and selling goods and services of various kinds. You can post buying leads, or you can directly locate suppliers of your choice on our portal. Our trade directory deals in <strong>Agriculture</strong>, Apparel &amp; Fashion, Arts Gift And Crafts, Automobile, Business Services, Chemicals, Computer Hardware &amp; Software, Construction &amp; Real Estate, Electronics &amp; Electrical Supplies, Environment &amp; Pollution, Food &amp; Beverage, Health &amp; Beauty, Home Supplies, Industrial Supplies, Jewelry &amp; Gemstones, Logistics &amp; Transportation, Machinery, Mineral &amp; Metals, Office Supplies, Outsourcing, Packaging &amp; Paper, Plastics and Rubber Products, Printing &amp; Publishing, Scientific Instrument And Supplies, Security &amp; Protection, Sports &amp; Entertainment, Telecommunications, Textiles &amp; Leather Products, Tours and Travels and Toys</p>
<p><strong>Made-from-india.com</strong>’s exporter’s directory will act as a one-stop solution provider to all global buyers and Indian sellers. Apart from providing a comprehensive list on exporters, the company also offers other value-added services in the form of varied business promotion tools. The use of these promotional tools would help grow your business and plough back more profits and thereby consolidate your stand in the global arena.</p>
<p>The portal is well-equipped to take care of all your business requirements. Buyers and sellers can have absolute trust on our portal to get answers for all their queries.</p>
<p>We have listed suppliers in huge numbers so you could easily pick and choose which <strong>supplier</strong> is right for you, keeping in mind the quality, quantity, price and the regional requirements.</p>
<p>So the dream of achieving big commissions, big profits is not a distance dream. All you have to do is play around our site a little more and be rest assured, you will come across the right supplier.</p>
<p>
<p>Our directory provides directory of global buyers and Indian sellers also includes list of Indian suppliers, manufacturers and exporters from India. We also offers services like SEO services, E-mail Marketing, Pay Per Click and Affiliate Marketing.</p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/made-from-india-%e2%80%93-the-top-notch-b2b-directory-from-india/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Express Your Love Daily And Rules For A Married Man</title>
		<link>http://www.0aprcardoffers.com/article/how-to-express-your-love-daily-and-rules-for-a-married-man/</link>
		<comments>http://www.0aprcardoffers.com/article/how-to-express-your-love-daily-and-rules-for-a-married-man/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 05:20:42 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[American express careers]]></category>
		<category><![CDATA[Buddies]]></category>
		<category><![CDATA[Coworkers]]></category>
		<category><![CDATA[Good Lover]]></category>
		<category><![CDATA[Good Woman]]></category>
		<category><![CDATA[Household Chores]]></category>
		<category><![CDATA[Love Letter]]></category>
		<category><![CDATA[Male Friends]]></category>
		<category><![CDATA[Men And Women]]></category>
		<category><![CDATA[Perfume]]></category>
		<category><![CDATA[Wedding Ring]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/how-to-express-your-love-daily-and-rules-for-a-married-man/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/how-to-express-your-love-daily-and-rules-for-a-married-man/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/American_express_careers7.jpg class=imgtfe hspace=5 align=left width=100 alt='American express careers' title='American express careers' border=0></a>Express Your Love Daily:  Every day, kiss and verbally express your love; touch and make love frequently. An American Geisha knows that both men and women need, enjoy, and appreciate frequent reassurance that they are loved and physically desired.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>Py Kim Conant</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/American_express_careers7.jpg"><img src="/wp-content/uploads/cc/American_express_careers7.jpg" alt='American express careers' /></a></div>
<p>Express Your Love Daily:</p>
<p>Every day, kiss and verbally express your love; touch and make love frequently. An American Geisha knows that both men and women need, enjoy, and appreciate frequent reassurance that they are loved and physically desired. You two can never reassure each other of these things too many times. It is never too often or too soon to say to your lover:</p>
<p>I love you.</p>
<p>I like who you are.</p>
<p>You make me so happy.</p>
<p>I&#8217;m so glad I found you.</p>
<p>I&#8217;m so lucky to have met you.</p>
<p>You have a beautiful body.</p>
<p>You&#8217;re the only one I could ever love.</p>
<p>You get more beautiful every day (him to you).</p>
<p>You are so beautiful (him to you).</p>
<p>You are such a good lover (you to him).</p>
<p>You&#8217;re so nice (good, sweet) to me.</p>
<p>I love being alone with you.</p>
<p>I&#8217;m so glad you are in my life.</p>
<p>You&#8217;re always so supportive of me.</p>
<p>You&#8217;re such a good woman (man).</p>
<p>Rules for a Married Man:</p>
<p>* Wear your wedding ring 24/7.</p>
<p>* Be nice.</p>
<p>* Do household chores before she asks.</p>
<p>* Let her go out with her girlfriends and occasionally stay overnight with them.</p>
<p>* Let her have a weekend trip with her girlfriends.</p>
<p>* Let her know you cherish and love her.</p>
<p>* Call her at work just to say &#8220;I love you.&#8221;</p>
<p>* Listen to her problems without seeking solutions.</p>
<p>* Phone home if you will be late.</p>
<p>* Send her flowers at work so she can get them in front of her coworkers.</p>
<p>* Send a love letter to her workplace.</p>
<p>* Show your affection by kissing and hugging in front of her friends.</p>
<p>* Tell her often, &#8220;You&#8217;re beautiful,&#8221; and that you love her.</p>
<p>* Brag to your male friends about your wife; tell her you&#8217;ve done so.</p>
<p>* Make your relationship, not your job or career, your highest priority.</p>
<p>* Don&#8217;t spend too much time on the newspaper, the TV, or your buddies.</p>
<p>* Buy her perfume that you like.</p>
<p>* Place a picture of her (at least one) in your office or work space.</p>
<p>
<p>Py Kim Conant, Sex Secrets of an American Geisha: How to Attract, Satisfy, and Keep Your Man, Hunter House, October 28, 2006. Looking for relationship, dating and sex tips? Visit Py&#8217;s website at <a href="http://www.AmericanGeishaHouse.com" title="http://www.AmericanGeishaHouse.com"><a target="_blank" href="http://www.AmericanGeishaHouse.com">http://www.AmericanGeishaHouse.com</a></a></p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/how-to-express-your-love-daily-and-rules-for-a-married-man/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>American Airlines Reports First Quarter Losses</title>
		<link>http://www.0aprcardoffers.com/article/american-airlines-reports-first-quarter-losses/</link>
		<comments>http://www.0aprcardoffers.com/article/american-airlines-reports-first-quarter-losses/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 05:05:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[American airlines]]></category>
		<category><![CDATA[Airline Companies]]></category>
		<category><![CDATA[Airline Prices]]></category>
		<category><![CDATA[Amr]]></category>
		<category><![CDATA[Brighter Days]]></category>
		<category><![CDATA[Fare War]]></category>
		<category><![CDATA[First Quarter]]></category>
		<category><![CDATA[Parent Company]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[Wall Street Analysts]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/american-airlines-reports-first-quarter-losses/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/american-airlines-reports-first-quarter-losses/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/American_airlines3-150x150.jpg class=imgtfe hspace=5 align=left width=100 alt='American airlines' title='American airlines' border=0></a>American Airlines reported losses in the first quarter 2009 financial statements. But, the losses were not as bad as some analysts had been predicting.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>MistyFau</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/American_airlines3.jpg"><img src="/wp-content/uploads/cc/American_airlines3.jpg" alt='American airlines' /></a></div>
<p>American Airlines has had its share of troubles recently.  It has been struggling with the management of the labor unions over new contracts.  Airline traffic is down, meaning less people are using their services.  AA has also had trouble securing credit.  Now, in their first quarter profit reports, AMR Corporation, parent company of AA, indicated that they had lost nearly $375 million (or $1.35 per share) in the first quarter.</p>
<p>While fuel has been significantly cheaper, this has not helped AA off-set the cost of lower traffic volume.  AMR is the first of the big airline companies to report their earnings after the end of the quarter.  All the other major carriers are expected to show sharp losses in profits as well.</p>
<p>The sharp drop in traffic has also had another effect on the industry, which could be good for consumers.   With the U.S. in a recession, the airlines have not been able to raise their airline prices or fees.  This has caused something of a fare war between the carriers, keeping prices low.  Airlines are also offering unprecedented deals in an effort to lure back consumers.  </p>
<p>But, while the losses seem street, Wall Street analysts were actually expecting AMR to lose closer to $1.68 per share on revenue of approximately $4.73 billion.  Many experts are predicting that the airline industry may have hit bottom in the first quarter and that there may be brighter days to come in the future.  AMR just received funding to add two new airplanes to their fleet, which may be a good sign that credit in this industry is opening up.</p>
<p>Plus, with all the airline companies cutting routes or eliminating the number of flights to certain destinations combined with lower fuel costs, many industry experts expect that costs in the second quarter will be much lower than the first quarter.  It’s too early to tell, however, what impact this will have overall.  If the other airline companies’ losses are steeper than AMR, this may spell more trouble for the airline industry.</p>
<p>For more information on the deals that the airlines are offering, check out the <strong>FlyHub.</strong></p>
<p>
<p>Misty Faucheux is an avid writer and traveler.  She has visited every state in the union and many countries in Europe and Canada.  Misty lives in Colorado with her three cats and two dogs (just couldn&#8217;t say no to the pound puppies and kitties) with her boyfriend.  She is currently working as the social media manager at Viscape.com, a social networking travel and real estate Web site.</p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/american-airlines-reports-first-quarter-losses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get a Lower Interest Rate on Your Credit Cards in 5 Steps</title>
		<link>http://www.0aprcardoffers.com/article/get-a-lower-interest-rate-on-your-credit-cards-in-5-steps/</link>
		<comments>http://www.0aprcardoffers.com/article/get-a-lower-interest-rate-on-your-credit-cards-in-5-steps/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 04:57:12 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Mastercard balance transfers]]></category>
		<category><![CDATA[Anticipation]]></category>
		<category><![CDATA[Credit card interest]]></category>
		<category><![CDATA[Credit Card Interest Rates]]></category>
		<category><![CDATA[Credit Cards With 0 Balance Transfer]]></category>
		<category><![CDATA[First Person]]></category>
		<category><![CDATA[Good Chance]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Pad Of Paper]]></category>
		<category><![CDATA[Supervisor]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/get-a-lower-interest-rate-on-your-credit-cards-in-5-steps/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/get-a-lower-interest-rate-on-your-credit-cards-in-5-steps/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/Mastercard_balance_transfers3.jpg class=imgtfe hspace=5 align=left width=100 alt='Mastercard balance transfers' title='Mastercard balance transfers' border=0></a>As credit card companies are increasing interest rates and fees in anticipation of new credit card laws going into effect in 2010, now is a good time to call them and negotiate lower rates. Most customers won't take the time to call or do anything about the increased rates, so you stand a good chance at getting your account negotiated to lower interest rates. You won't know if you don't try, so here are 5 steps to lowering your credit card interest rates:]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>Elizabeth Williams</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/Mastercard_balance_transfers3.jpg"><img src="/wp-content/uploads/cc/Mastercard_balance_transfers3.jpg" alt='Mastercard balance transfers' /></a></div>
<p>As credit card companies are increasing interest rates and fees in anticipation of new credit card laws going into effect in 2010, now is a good time to call them and negotiate lower rates. Most customers won&#8217;t take the time to call or do anything about the increased rates, so you stand a good chance at getting your account negotiated to lower interest rates. You won&#8217;t know if you don&#8217;t try, so here are 5 steps to lowering your credit card interest rates:</p>
<p><strong>Step One: Get Your List Together</strong></p>
<p>Using a pad of paper or your computer, make a list of all of your credit card accounts. Include the total amount owed and the interest rate you are currently paying. Order your accounts so the highest interest is at the top and the lowest interest is at the bottom. You&#8217;re going to start with the one that&#8217;s costing you the most in interest payments each month.</p>
<p><strong>Step Two: Collect Credit Card Offers</strong></p>
<p>If you get credit card offers in the mail, collect a small list of the best cards with balance transfer offers. If you aren&#8217;t getting offers, go online and look for credit cards with 0% balance transfer offers and find four or five that you can refer to when talking to your existing credit card companies. If you&#8217;re calling Mastercard, you will want to reference Visa, Discover and/or American Express – don&#8217;t compare your card to another Mastercard issued card.</p>
<p><strong>Step Three: Call Your Credit Card Companies</strong></p>
<p>Start with the top of your list and call your customer service representatives at your credit card companies. Ask to speak to someone who is authorized to make changes with interest rates – it usually requires a supervisor and you may have to insist to speak to one if the first person you speak with doesn&#8217;t immediately transfer you. Be insistent, but not rude.</p>
<p><strong>Step Four: Ready to Move</strong></p>
<p>If your requests for negotiating a lower interest rate isn&#8217;t working, politely let the representative know that you will be opening an account with one of the other companies you researched prior to making the call, to take advantage of their 0% balance transfer offer (or whatever the promotion is). Chances are, you will begin another round of negotiations with the representative because they are trained to do what they can to keep you as a client. If they do nothing more to assist you, try to move your balance to a new card.</p>
<p><strong>Step Five: Consider Closing Your Account</strong></p>
<p>Be careful that you aren&#8217;t closing too many credit card accounts too quickly. When you close accounts you reduce your available credit, which makes the utilization of credit appear higher – and will lower your credit score. Always close accounts that have annual fees or monthly maintenance fees even if you aren&#8217;t using the credit cards; but consider leaving accounts open and unused if it isn&#8217;t going to cost you to do so. This will keep your credit score intact.</p>
<p>If you do intend to close the credit card account, chances are you will get a generous offer from your existing credit card company now, in an effort to keep you as their client. If they can&#8217;t match the offer of the other credit card you intend to transfer the balance to, don&#8217;t hesitate to close the account.</p>
<p>
<p>Elizabeth Williams, Editor-in-Chief for CreditCardFlyers.com</p>
<p>CreditCardFlyers.com is a consumer’s haven for <a href="http://www.creditcardflyers.com">credit card</a> balance transfer information and offers. We help you find the right balance transfer card to meet your financial needs and you can compare and apply for your <a href="http://www.creditcardflyers.com/balance-transfer.php">0 apr balance transfer</a> card online. </p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/get-a-lower-interest-rate-on-your-credit-cards-in-5-steps/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Inflatable Kayak Manufacturers &#8211; Compare and Review</title>
		<link>http://www.0aprcardoffers.com/article/inflatable-kayak-manufacturers-compare-and-review/</link>
		<comments>http://www.0aprcardoffers.com/article/inflatable-kayak-manufacturers-compare-and-review/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 04:49:43 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Consequences of inflation]]></category>
		<category><![CDATA[Airis]]></category>
		<category><![CDATA[Brand Names]]></category>
		<category><![CDATA[Kayak Manufacturers]]></category>
		<category><![CDATA[Kayakers]]></category>
		<category><![CDATA[Little Bit]]></category>
		<category><![CDATA[Pvc]]></category>
		<category><![CDATA[Quality Marine]]></category>
		<category><![CDATA[Reputation]]></category>
		<category><![CDATA[Walker Bay]]></category>
		<category><![CDATA[Whitewater Kayaks]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/inflatable-kayak-manufacturers-compare-and-review/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/inflatable-kayak-manufacturers-compare-and-review/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/Consequences_of_inflation2-150x150.jpg class=imgtfe hspace=5 align=left width=100 alt='Consequences of inflation' title='Consequences of inflation' border=0></a>There are lots of different inflatable kayak manufacturers on the market and if you are looking to purchase an inflatable kayak it is wise to do a little homework on each kayak brand. Learn about the different manufacturers and their unique selling points.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>Allison Maclaughlan</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/Consequences_of_inflation2.jpg"><img src="/wp-content/uploads/cc/Consequences_of_inflation2.jpg" alt='Consequences of inflation' /></a></div>
<p>If you are in the market for an inflatable kayak it is wise to do a little research on the different manufacturers before you purchase. Inflatable kayaks have come a long way over the years and they are no longer considered ‘pool toys’. There are certain inflatable kayak brands that are high quality, extremely rugged and well made boats that with a little care will last a lifetime and provide great performance. Knowing a little bit about each kayak brand can help you to make a well informed decision.</p>
<p><strong>Inflatable Kayak Manufacturers:</strong></p>
<p><strong>Advanced Elements</strong> &#8211; One of the most popular brand names on the market for mid-range priced inflatable kayaks. Their kayaks are known for being great quality and suitable for paddlers of all skill levels. They are popular because they are affordable, nice looking and well made inflatables. They offer a model that will suit every need and lifestyle.</p>
<p><strong>Aire</strong> &#8211; Known as one of the absolute best manufacturers of inflatable kayaks, Aire has a reputation for excellence and a 10 year warranty on most of their kayaks to back them up. The Aire company has been around for more than two decades and they make mostly whitewater kayaks that are known for awesome performance. Many kayakers won’t even use an inflatable unless it is an Aire kayak.</p>
<p><strong>Airis</strong> &#8211; Not as well known as many other brands but are quickly making their way up in the inflatable kayak world. Airis is owned by Walker Bay which is a marine company that is known for making extremely high quality marine boats. They got into constructing inflatable kayaks and the reality is that quality wise, there is no other inflatable kayak company that can touch them. They are heads above the rest and are already gaining in popularity.</p>
<p><strong>Innova</strong> &#8211; Innova kayaks are European made and are very well constructed. They have quite a large selection of inflatable kayaks from mid range to elite. They are making huge breakthroughs with constructing inflatable kayaks without the use of PVC (which is harmful to the environment). Some of the Innova kayaks are used for search and rescue over on the West Coast of Vancouver Island by the Canadian Ranger Kayak Patrol. They are excellent quality and most are quite affordable.</p>
<p><strong>NRS</strong> &#8211; NRS kayaks were founded over 30 years ago and are a very well known name in whitewater inflatable kayaks. They were founded by a man who was extremely passionate about whitewater kayaking and it shows in the excellence of his business and the quality of his boats. NRS kayaks are built for every type of paddler and tend to not be overpriced.</p>
<p><strong>Sea Eagle</strong> &#8211; Sea Eagle has been manufacturing inflatable boats for over 40 years. This company is as solid as the boats they manufacture. There are a couple of great things about Sea Eagle kayaks. They offer versatility, they are unbelievably tough, they come with a great warranty and a 100% guarantee and they are priced so that everyone can afford them. Sea Eagle is probably the most popular of any other inflatable kayak manufacturer out there.</p>
<p><strong>Tributary</strong> &#8211; Tributary is owned by Aire Kayaks. Their Tributary line is manufactured overseas as opposed to in the U.S. like the Aire line. They are consequently lower priced and not as great of quality. However they are still constructed very well and are more than excellent for most recreational kayakers. Tributary offers a more affordable option than the Aire kayaks and with still the great design and performance.</p>
<p><strong>Bic, Coleman, Sevylor</strong> &#8211; These are the cheaper brands of inflatable kayaks. They are mostly manufactured in China and the quality is nowhere near the other manufacturers listed above. However they can still crank out some decent inflatables that may be good for lazy days on the lake. I wouldn’t personally recommend these brands though they are making huge improvements as the years go by and they are quite popular with first time users.</p>
<p><strong>Final Thoughts on Inflatable Kayak Manufacturers</strong></p>
<p>Now that you know a little more about each manufacturer it is up to you to decide what kind of inflatable kayak you want and how much you are willing to pay for it. There are lots of options available and the quality of inflatable kayaks will likely pleasantly surprise even the most stubborn of hard-shelled kayakers. With great warranties and rock solid construction, many of the manufacturers listed above will likely be around for decades to come.</p>
<p>
<p>To get much more detailed information about <a href="http://www.inflatablekayakworld.com/tips-advice/kayak-brands/">Inflatable Kayak Manufacturers</a> visit <b>InflatableKayakWorld.com</b> where you’ll find this and much more, including comprehensive <a href="http://www.inflatablekayakworld.com/">inflatable kayak reviews</a>.
</p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/inflatable-kayak-manufacturers-compare-and-review/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reward Credit Cards</title>
		<link>http://www.0aprcardoffers.com/article/reward-credit-cards/</link>
		<comments>http://www.0aprcardoffers.com/article/reward-credit-cards/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 04:41:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit cards guide]]></category>
		<category><![CDATA[Bonus Points]]></category>
		<category><![CDATA[Cashback]]></category>
		<category><![CDATA[First Three Months]]></category>
		<category><![CDATA[Freebies]]></category>
		<category><![CDATA[Loyalty Card]]></category>
		<category><![CDATA[Loyalty Cards]]></category>
		<category><![CDATA[Reward Credit Cards]]></category>
		<category><![CDATA[Rewards]]></category>
		<category><![CDATA[Supermarket]]></category>
		<category><![CDATA[Temptation]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/reward-credit-cards/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/reward-credit-cards/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/Credit_cards_guide9.jpg class=imgtfe hspace=5 align=left width=100 alt='Credit cards guide' title='Credit cards guide' border=0></a>Although credit cards are often seen as bad guys, with high interest, fines for late payment and that nagging temptation to spend little more, disciplined borrowers can earn some great rewards just by taking out the right kind of card.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>Stephanie Stephanie Wendy</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/Credit_cards_guide9.jpg"><img src="/wp-content/uploads/cc/Credit_cards_guide9.jpg" alt='Credit cards guide' /></a></div>
<p>Although credit cards are often seen as bad guys, with high interest, fines for late payment and that nagging temptation to spend little more, disciplined borrowers can earn some great rewards just by taking out the right kind of card.</p>
<p>If you manage to pay off your balance each month, avoiding the interest that the British Banker&#8217;s Association says 75 per cent of cards carry, you&#8217;ll find some great rewards for the picking &#8211; from cashback to free flights.</p>
<p>What&#8217;s on offer?</p>
<p>There are three main types of reward credit cards available; loyalty cards, points schemes and airmiles.</p>
<p>Whichever type you go for, remember that you absolutely always have to pay your card off in full at the end of the month. As soon as you start paying interest, you&#8217;ll simply be paying for those &#8220;freebies&#8221; you&#8217;re working towards.</p>
<p>Loyalty cards</p>
<p>These reward credit cards encourage you to spend your money with a certain company &#8211; to be loyal to that company. The best type of loyalty card is one that gives you points for things you would be buying anyway such as your weekly supermarket shop.</p>
<p>Cashback</p>
<p>These reward credit cards are great because they give cold, hard cash in return for what you spend &#8211; and obviously you can spend it where ever you want. Some have restrictions on how much you can spend but by using it as much as possible, but you could still make as much as five per cent on some of the current best buys.</p>
<p>Airmiles</p>
<p>Because it can take a long time to collect enough points to actually get anywhere, airmiles reward credit cards fell out of fashion for a while. However, a new breed has emerged, some offering bonus points that encourage you to spend more in the first three months, and others that just offer higher returns.</p>
<p>Make reward cards work for you</p>
<p>You have to be 100 per cent disciplined in your finances and never pay interest at the end of the month.</p>
<p>If you think that you might be tempted to run up high bills in order to earn more points without avoiding interest, then don&#8217;t even consider reward credit cards &#8211; try a zero per cent purchases card instead. And if you</p>
<p>
<p>Stephanie Wendy writes for CreditChoices.co.uk that offers price comparison tools and consumer guides for loans, <a href="http://www.creditchoices.co.uk/credit-cards.html">credit cards</a>, mortgages and savings accounts.</p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/reward-credit-cards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An Alternative to Venture Capital for the Healthcare Technology Entrepreneur</title>
		<link>http://www.0aprcardoffers.com/article/an-alternative-to-venture-capital-for-the-healthcare-technology-entrepreneur/</link>
		<comments>http://www.0aprcardoffers.com/article/an-alternative-to-venture-capital-for-the-healthcare-technology-entrepreneur/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 04:40:05 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Capital one rewards]]></category>
		<category><![CDATA[Healthcare Business]]></category>
		<category><![CDATA[Healthcare Technology]]></category>
		<category><![CDATA[Industry Giant]]></category>
		<category><![CDATA[Merger And Acquisition]]></category>
		<category><![CDATA[Natural Inclination]]></category>
		<category><![CDATA[Smart Money]]></category>
		<category><![CDATA[Start Ups]]></category>
		<category><![CDATA[Technology Entrepreneurs]]></category>
		<category><![CDATA[Technology Giants]]></category>
		<category><![CDATA[Traditional Investment]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/an-alternative-to-venture-capital-for-the-healthcare-technology-entrepreneur/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/an-alternative-to-venture-capital-for-the-healthcare-technology-entrepreneur/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/Capital_one_rewards6.jpg class=imgtfe hspace=5 align=left width=100 alt='Capital one rewards' title='Capital one rewards' border=0></a>If you are a healthcare entrepreneur seeking venture capital your odds of raising outside capital are below 3%. This article discusses a program that can dramatically improve your odds.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>Dave Kauppi</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/Capital_one_rewards6.jpg"><img src="/wp-content/uploads/cc/Capital_one_rewards6.jpg" alt='Capital one rewards' /></a></div>
<p>If you are an entrepreneur with a small healthcare technology based company looking to take it to the next level, this article should be of particular interest to you. Your natural inclination may be to seek venture capital or private equity to fund your growth. According to Jim Casparie, founder and CEO of the Venture Alliance, the odds of getting Venture funding remain below 3%. Given those odds, the six to nine month process, the heavy, often punishing valuations, the expense of the process, this might not be the best path for you to take. We have created a hybrid M&amp;A model designed to bring the appropriate capital resources to you entrepreneurs. It allows the entrepreneur to bring in smart money and to maintain control. It combines the experiences of several technology entrepreneurs and with that of a traditional investment banker Merger and Acquisition approach and to create a model that both large industry players and the healthcare business owners are embracing.</p>
<p>The capital raising activities in the technology space led us to the conclusion that new product introductions were most efficiently and cost effectively the purview of the smaller, nimble, low overhead companies and not the technology giants. Most of the recent blockbuster products have been the result of an entrepreneurial effort from an early stage company bootstrapping its growth in a very cost conscious lean environment. The big companies, with all their seeming advantages experienced a high failure rate in new product introductions and the losses resulting from this art of capturing the next hot technology were substantial. Don&#8217;t get us wrong. There were hundreds of failures from the start-ups as well. However, the failure for the edgy little start-up resulted in losses in the $1 &#8211; $5 million range. The same result from an industry giant was often in the $100 million to $250 million range.</p>
<p>For every Cephalon, Epic Systems or Idec Pharmaceuticals, there are literally hundreds of companies that either flame out or never reach a critical mass beyond a loyal early adapter market. It seems like the mentality of these smaller business owners is, using the example of the popular TV show, Deal or No Deal, to hold out for the $1 million briefcase. What about that logical contestant that objectively weighs the facts and the odds and cashes out for $280,000?</p>
<p>The dynamics of this market, suggested a merger and acquisition model commonly used by technology bell weather, Cisco Systems, could also be applied to a broad cross section of companies in the healthcare sector. Cisco Systems is a serial acquirer of companies. They do a tremendous amount of R&amp;D and organic product development. They recognize, however, that they cannot possibly capture all the new developments in this rapidly changing field through internal development alone.</p>
<p>Cisco seeks out investments in promising, small, technology companies and this approach has been a key element in their market dominance. They bring what we refer to as smart money to the high tech entrepreneur. They purchase a minority stake in the early stage company with a call option on acquiring the remainder at a later date with an agreed-upon valuation multiple. This structure is a brilliantly elegant method to dramatically enhance the risk reward profile of new product introduction. Here is why:</p>
<p>For the Entrepreneur: (Just substitute in your healthcare technology industry giant&#8217;s name that is in your category for Cisco below)</p>
<p>1.The involvement of Cisco &#8211; resources, market presence, brand, distribution capability is a self fulfilling prophecy to your product&#8217;s success.</p>
<p>2.For the same level of dilution that an entrepreneur would get from a VC, angel investor or private equity group, the entrepreneur gets the performance leverage of &#8220;smart money.&#8221; See #1.</p>
<p>3.The entrepreneur gets to grow his business with Cisco&#8217;s support at a far more rapid pace than he could alone. He is more likely to establish the critical mass needed for market leadership within his industry&#8217;s brief window of opportunity.</p>
<p>4.He gets an exit strategy with an established valuation metric while the buyer helps him make his exit much more lucrative.</p>
<p>5.As an old Wharton professor used to ask, &#8220;What would you rather have, all of a grape or part of a watermelon?&#8221; That sums it up pretty well. The involvement of Cisco gives the product a much better probability of growing significantly. The entrepreneur will own a meaningful portion of a far bigger asset.</p>
<p>For the Large Company Investor:</p>
<p>1.Create access to a large funnel of developing technology and products.</p>
<p>2.Creates a very nimble, market sensitive, product development or R&amp;D arm.</p>
<p>3.Minor resource allocation to the autonomous operator during his &#8220;skunk works&#8221; market proving development stage.</p>
<p>4.Diversify their product development portfolio &#8211; because this approach provides for a relatively small investment in a greater number of opportunities fueled by the entrepreneurial spirit, they greatly improve the probability of creating a winner.</p>
<p>5.By investing early and getting an equity position in a small company and favorable valuation metrics on the call option, they pay a fraction of the market price to what they would have to pay if they acquired the company once the product had proven successful.</p>
<p>Let&#8217;s use two hypothetical companies to demonstrate this model, Big Green Technologies, and Mobile CRM Systems. Big Green Technologies utilized this model successfully with their investment in Mobile CRM Systems. Big Green Technologies acquired a 25% equity stake in Mobile CRM Systems in 1999 for $4 million. While allowing this entrepreneurial firm to operate autonomously, they backed them with leverage and a modest level of capital resources. Sales exploded and Big Green Technologies exercised their call option on the remaining 75% equity in Mobile CRM Systems in 2004 for $224 million. Sales for Mobile CRM Systems were projected to hit $420 million in 2005.</p>
<p>Given today&#8217;s valuation metrics for a company with Mobile CRM Systems&#8217; growth rate and profitability, their market cap is about $1.26 Billion, or 3 times trailing 12 months revenue. Big Green Technologies invested $5 million initially, gave them access to their leverage, and exercised their call option for $224 million. Their effective acquisition price totaling $229 million represents an 82% discount to Mobile CRM Systems&#8217; 2005 market cap.</p>
<p>Big Green Technologies is reaping additional benefits. This acquisition was the catalyst for several additional investments in the mobile computing and content end of the tech industry. These acquisitions have transformed Big Green Technologies from a low growth legacy provider into a Wall Street standout with a growing stable of high margin, high growth brands.</p>
<p>Big Green Technologies&#8217; profits have tripled in four years and the stock price has doubled since 2000, far outpacing the tech industry average. This success has triggered the aggressive introduction of new products and new markets. Not bad for a $5 million bet on a new product in 1999. Wait, let&#8217;s not forget about our entrepreneur. His total proceeds of $229 million are a fantastic 5- year result for a little company with 1999 sales of under $20 million.</p>
<p>This model combining the Cisco hybrid acquisition experience with a traditional investment banking merger and acquisition process provides a vehicle to fund interesting healthcare technology companies. The small entrepreneurial firm looking for the &#8220;smart money&#8221; investment can be matched with the appropriate growth partner or the large industry player looking to enhance their new product strategy with this creative approach. This model has successfully served the technology industry through periods of outstanding growth and market value creation. Many of the same dynamics are present today in the healthcare industry and these same transaction structures can be similarly employed to create value.</p>
<p>
<p><a href="mailto:davekauppi@midmarkcap.com">Dave&gt; Kauppi</a><br />
is the editor of The Exit Strategist Newsletter, a Merger and Acquisition Advisor and President of &lt;a href=&quot;http://<a target="_blank" href="http://www.midmarkcap.com/IndustryAreas_HC.cfm">MidMarket&#8221;&gt;http://www.midmarkcap.com/IndustryAreas_HC.cfm&#8221;&gt;MidMarket</a> Capital</a>, representing owners in the sale of privately held businesses. We provide Wall Street style investment banking services to lower mid market companies at a size appropriate fee structure.</p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/an-alternative-to-venture-capital-for-the-healthcare-technology-entrepreneur/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Offshore Debit Card: the Solution to Bank Account Freezing</title>
		<link>http://www.0aprcardoffers.com/article/offshore-debit-card-the-solution-to-bank-account-freezing/</link>
		<comments>http://www.0aprcardoffers.com/article/offshore-debit-card-the-solution-to-bank-account-freezing/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 04:37:12 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[International debit cards]]></category>
		<category><![CDATA[Bank Accounts]]></category>
		<category><![CDATA[Card Payment Systems]]></category>
		<category><![CDATA[Debit Card Payment]]></category>
		<category><![CDATA[Enough Money]]></category>
		<category><![CDATA[Getcash]]></category>
		<category><![CDATA[Global Financial Crisis]]></category>
		<category><![CDATA[Level Security]]></category>
		<category><![CDATA[Money In The Bank]]></category>
		<category><![CDATA[Private Offshore Bank]]></category>
		<category><![CDATA[Sim card]]></category>

		<guid isPermaLink="false">http://www.0aprcardoffers.com/article/offshore-debit-card-the-solution-to-bank-account-freezing/</guid>
		<description><![CDATA[<a href=http://www.0aprcardoffers.com/article/offshore-debit-card-the-solution-to-bank-account-freezing/><img style='margin-right:10px;width:60px' src=/wp-content/uploads/cc/International_debit_cards3-150x150.jpg class=imgtfe hspace=5 align=left width=100 alt='International debit cards' title='International debit cards' border=0></a>The savagery of the global financial crisis has had its great toll on everyone, changing their very way of life. Massive inflation, rising commodity prices and mass layoffs have made each day a fight for survival. The simple tax on bank accounts that was previously being ignored by the taxpayer has now become very material, as every cent counts in these harsh times. The tax someone pays just to keep his money in the bank is suddenly heavy for the pocket.]]></description>
			<content:encoded><![CDATA[<p><em>By: <b>Darewin Ocampo</b></em>
<div style="float:left;padding: 12px"><a href="/wp-content/uploads/cc/International_debit_cards3.jpg"><img src="/wp-content/uploads/cc/International_debit_cards3.jpg" alt='International debit cards' /></a></div>
<p>The savagery of the global financial crisis has had its great toll on everyone, changing their very way of life. Massive inflation, rising commodity prices and mass layoffs have made each day a fight for survival. The simple tax on bank accounts that was previously being ignored by the taxpayer has now become very material, as every cent counts in these harsh times. The tax someone pays just to keep his money in the bank is suddenly heavy for the pocket.</p>
<p>Even having cash in bank is no longer a guarantee for having enough money when you need it, as stricter legislation and restless financial institutions may very well have your bank account frozen. Simple mistakes may now cause you proceedings to have your bank account frozen and restricted from withdrawal or use. And a frozen bank account is just like having no bank account at all.</p>
<p>The 2-GetCash offshore debit card is the answer to everyone’s banking problems. 2-GetCash which offers one of the most convenient and reliable debit card payment systems for the modern merchant and consumer now offers a tax free offshore debit card that is linked to a private offshore bank account. The package also comes with a SIM card extender strip that will allow your SIM card to function as a link to the 2-GetCash mobile banking platform, which allows you to access and manage your bank account with a few touches on your cellular phone with bank level security. The MasterCard can also be used to buy and sell with confidence and the 2-GetCash network will ensure real-time fund conversion partnered with a 24/7 customer support to assist its valued customers.</p>
<p>2-GetCash will provide you a private virtual debit card you can use to access your offshore bank account. Your money will be handled with great care. All funds entrusted to us will be incorporated under Panama laws to ensure your privacy and that your money is absolutely safe from being frozen. The offshore bank account will also be free of state intervention and therefore free of any tax charges and thus you can be sure any money you have set aside will be available when the time comes.</p>
<p>Personal security with our offshore debit card is also guaranteed because of our data encryption utility, which reduces the risks of identity theft when your funds are being drawn out of your virtual safe to almost zero. The data you enter also goes through a strict verification process to check its compatibility with your transaction history. Any unwanted intrusion from anonymous third parties will also be blocked by our account-locking system thus preventing any suspicious attempts. Any questionable attempt will be sent to you in full detail, asking your opinion about the matter at the same time. Your financial security and convenience are out utmost concern.</p>
<p>The 2-GetCash SIM card package completes the offshore debit card system aiming to provide you with utmost convenience. Complete access of your offshore debit card account through your mobile phone is at your hands, plus you can call your loved ones abroad with the same mobile number and have the costs charged to your offshore bank account, at very low fees. Upon activation of the SIM card, you are immediately awarded 400 minutes of free calls. We currently have customized VoIP accounts that have country codes from England, Canada, France and Mexico and 24 other countries for $3 per month.</p>
<p>Get the 2-GetCash offshore debit card now and have utmost security and convenience over your finances.</p>
<p>
<p>Who am I?<br />
I am who I am..</p>
<p><a href="http://2-getcash.com/" title="the best provider of reliable international debit cards">2-GetCash</a></p>
<p><a href="http://lossmitigationleadssecrets.blogspot.com/" title="all there is about loss mitigation leads">Loss Mitigation Leads Secrets</a></p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.0aprcardoffers.com/article/offshore-debit-card-the-solution-to-bank-account-freezing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
